South Florida Injury Attorneys Blog

Ever wonder why your auto insurance premium seems so high? The truth is, insurance companies don’t just pull those numbers out of thin air. They use complex algorithms and tons of data to determine how much you’ll pay for monthly coverage.

You may not realize it, but everything from your age and address to your credit score and the type of car you drive affects your rate. While you can’t control all the factors, understanding how insurance companies calculate your premium can help you make smart choices to keep costs down.

Keep reading to learn the main factors determining how much you pay for car insurance each month and the steps you can take to lower your rate.

So you’ve decided to make some extra cash driving for Uber in your spare time. Great idea. The flexibility and convenience can’t be beat. But have you considered what happens if you get into an accident while driving for Uber?

After all, you’re using your car, so who’s responsible if something goes wrong? The good news is Uber does provide some insurance coverage for drivers. The details can be a bit complicated, though.

As an Uber driver, you need to understand exactly what’s covered and not so you’re not left footing the bill if there’s an accident. Keep reading to get the full scoop on Uber’s insurance policy, and make sure you’re protected in case of any fender benders or worse while driving on the job.

So, you were in a car accident, and the other driver was clearly at fault. Their insurance company accepts liability, but the policy limits aren’t enough to cover all your damages and losses. Now what? You have options to pursue the at-fault driver personally for the difference. It may seem daunting, but you can recover more than their policy limits with the right approach.

Umbrella Insurance Coverage

If the at-fault driver’s insurance coverage isn’t enough to cover your losses, don’t despair. You have options to get the compensation you deserve.

Miami’s roads can be chaotic, with drivers jostling for position and tempers flaring. Unfortunately, this often leads to road rage incidents that can result in accidents. But when a crash occurs due to road rage, who is responsible? This is a question Miami car accident lawyers are called to answer all the time. 

In this article, we’ll take a closer look at the factors involved in determining fault after a road rage accident in Miami. From aggressive driving behaviors to traffic laws, we explore the various elements that come into play and offer some insight on how you can protect yourself on the roads of Miami.

What is Road Rage?